Hold Rule Before the Ticker: Dividend Index Core

The decision is the hold rule you write before you choose a broad or dividend index fund as the core of a long-term account. The rule says what will not make you sell. This page does not name a fund code, and it does not promise that the holding produces spending money.

China public-fund buyers are told to read the prospectus and the fund contract and to bear the risk themselves. The CSRC does not guarantee a fund's prospects. See the operation measures.

Updated October 14, 2026.

Write the rule before the ticker

The rule has three lines you fill.

• The index type you mean: a wide market index, or a dividend index whose method you have read. "Something stable" is not a type.
• The reason that is not allowed to force a sale: a headline, a friend's result, a down week you have not defined. Name the reason you will ignore.
• The reason that is allowed to force a review: the fund stops tracking the index you named, the fee changes from the prospectus you read, or you need the cash for a bill dated on your calendar.

If you cannot write line two, you are not ready to buy a core holding. You are ready to watch prices.

Choosing the fund documents comes after the rule. The yield test is the dividend screen. The share of the account is not decided here.

FAQ

Is a dividend index safer than a wide index?

This page does not say that. It asks you to name which type you mean and to read that type's method. Safer is not a line in the rule.

Can the core be three funds?

Then you have not chosen a core. Write one type. Extra funds are a later decision, on the page where you write your own split.

What if I already hold a fund and have no rule?

Write the rule now, from the prospectus you still have. If the fund does not match the type on line one, the review on line three has already started.

Last reviewed

October 14, 2026.