Write Your Own Split: Core and Satellite ETF

The decision is the split you write yourself between a core holding, a smaller satellite, and cash that stays out of both. A published range such as 60 to 70 percent is not used on this page. Nobody else's household is the source of your split.

Updated October 14, 2026.

Three numbers you write

Use your currency. Leave a number blank rather than copying one.

• Cash that must stay available for bills you can date. This cash is not the core and not the satellite.
• The share of the remaining money that is the core. The core follows the hold rule on the dividend-index core page.
• The share that is the satellite. The satellite is the only place a narrower fund is allowed. If you cannot name what the satellite is allowed to hold, the satellite share is zero.

The two shares plus the cash should describe the whole amount you are deciding about. If they do not add up, the missing piece is still cash or still undecided. Do not hide the gap inside "passive income."

Public funds in China still require the prospectus, the fund contract, and the product summary before a purchase. Sales institutions must point you to those files. See the sales-institution measures.

FAQ

Why not use a standard 60 percent core?

A standard split ignores your dated bills. Write the cash line first. Then write the shares.

Can the satellite be the larger piece?

Only if you change the words and call that piece the core, with a hold rule. A large "satellite" is a core you have not admitted.

Does this page choose the funds?

No. It chooses the split. The documents for each fund are still unread until you read them.

Last reviewed

October 14, 2026.